Optus claiming i spent money6/22/2023 ![]() To contact customer support, call Monday through Friday from 9:00 a.m. The Optus Bank mobile app has 5 out of 5 stars in the Apple store, but there are no online reviews in the Google Play store yet. You can also use Wells Fargo ATMs for free. You can open an account at a branch or online from elsewhere in the US. There is one branch and two free ATMs, one at the branch and one at the corporate office on Main street. It's just they're not optimized to bypass those biases, those baked-in legacy issues created by systemic racism." It's not necessarily because those traditional financial institutions don't care. "And those are not going to be closed by the traditional financial institutions. "The reason we need Black-owned banks - the reason we need banks that are intentionally serving underserved communties - is because there are serious disparities in our financial system," Optus CEO and President, Dominik Mjartan, told Insider. Optus is a Black-owned bank in Columbia, South Carolina. You'll need $100 to open an account, though, as opposed to the savings account's $50. You may prefer the Optus Bank Money Market Account over the regular savings account, because there's no monthly service fee. and other countries.Read Our Review A looong arrow, pointing right App Store is a service mark of Apple Inc., registered in the U.S. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. Google Play and the Google Play logo are trademarks of Google LLC. Please contact your plan administrator with questions about enrollment or plan restrictions. ![]() Please contact a legal or tax professional for advice on eligibility, tax treatment, and restrictions. Federal and state laws and regulations are subject to change. This communication is not intended as legal or tax advice. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. Health savings accounts (HSAs) are individual accounts offered through Optum Bank®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Optum Financial and its subsidiaries are not broker-dealer or registered investment advisors and do not provide investment advice or research concerning securities, make recommendations concerning securities, or otherwise solicit securities transactions. Orders are accepted to effect transactions in securities only as an accommodation to HSA owners. Brokerage services are offered to certain accountholders through TD Ameritrade, Inc., Member FDIC/SIPC and a subsidiary of The Charles Schwab Corporation. The Schwab Health Savings Brokerage Account is offered to certain account holders through Charles Schwab & Co., Inc., Member FINRA/SIPC. Discretionary advisory services are provided by Betterment LLC, an SEC-registered investment adviser, with associated brokerage transactions provided by Betterment Securities, Member FINRA/SIPC. Self-directed mutual fund investment options are made available through the services of an independent investment advisor, or your plan sponsor. These have been selected to offer a broad and diverse range of investment objectives, with high Morningstar ratings and some of the lowest expense ratios in the industry. You may choose from among a number of pre-selected mutual funds from nationally recognized fund families. I have some investment experience and prefer mutual funds. Once you answer a few brief questions about your investment goals and priorities, Betterment will build a personalized portfolio of exchange-traded funds (ETFs) with investment mixes and risk levels that are suitable for you. Betterment is an independent online investment advisor and combines low-cost, tax-efficient investment strategies with technology and personalized advice to help you pursue your financial goals. You may choose to have Betterment manage your investment funds. I want help investing and don’t want to spend a lot of time managing my portfolio. You can choose to invest based on how experienced you are and how involved you want to be in selecting your investments. You currently have diverse investment options in your HSA, including self-directed mutual funds and digitally managed investments from Betterment.
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